It can be difficult to know exactly how to manage the cost of home care. This article explores the funding options available to you and at Ashwood, we value providing quality care at affordable prices.
Home care, also known as domiciliary care, assists older adults who struggle with daily activities such as bathing, dressing, or mobility. It allows individuals to maintain a level of independence and remain in their own homes for as long as possible. In the UK, there are several ways to finance home care:
To determine eligibility for local authority support, the council conducts a needs assessment. If deemed eligible, a financial assessment follows to decide how much the individual should contribute based on their savings and assets. The thresholds for 2024-25 are:
If eligible, the council may provide a personal budget to help manage care costs, allowing the individual to make decisions about their care arrangements.
In England and Wales, individuals must self-fund their care if:
Even if ineligible for funding, obtaining a needs assessment is beneficial as it formally recognizes care needs, provides information on available services, and facilitates future care arrangements if needs change.
The NHS covers home care costs in specific cases through NHS Continuing Healthcare, which supports individuals with complex medical needs outside of hospitals. This funding is not means-tested and is available for those with significant medical requirements. After a short illness or hospital stay, up to six weeks of NHS-funded care, known as NHS Intermediate Care, may be provided.
Our Registered Manager and care team will provide a FREE visit to discuss your care needs to create a bespoke care plan. There is absolutely no obligation and no cost associated!
Our trained experts are on hand to discuss the care requirements for you or your family member. We'll guide you through your options and answer any questions you may have.
Your local Ashwood Care manager will visit you to discuss your care requirements in further detail and match you with a carer who meets your preferences and has the right skills. We will construct a bespoke care plan for you or your loved one that ensures your requirements are met.
We help you understand the different routes to seek beyond self-funding like financial contribution from Government, NHS or local authority. We work with you to manage your costs to ensure we provide care at affordable prices.
If you and your loved ones are happy with the care plan, we begin the care visits as scheduled and ensure that your care requirements are met.